Cashback is the most flexible credit card reward program type. Point and travel rewards lock you into what you can redeem your rewards for which could leave you wanting if your needs at the time don’t match that list.
Look for cards that reward the most cash back for the things and places where you commonly spend the most. Be careful to spend amounts you can pay off quickly or the cards APR will eclipse your cashback.
First Progress Platinum Prestige Mastercard® Secured Credit Card
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
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- Credit Recommended
- Poor/Limited/No Credit
- Regular APR
- 15.24% (V)
- Annual Fee
- $49
- Credit Line
- $2,000
- Cash Advance APR
- 24.24% (V)
OpenSky® Secured Visa® Credit Card
- New feature! Earn up to 10% cash back* on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Apply Now
- Credit Recommended
- Poor
- Regular APR
- 25.64% (variable)
- Annual Fee
- $35
- Credit Line
- $200-$3000 at time of application
First Progress Platinum Select Mastercard® Secured Credit Card
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Now
- Credit Recommended
- Poor/Limited/No Credit
- Regular APR
- 19.24% (V)
- Annual Fee
- $39
- Credit Line
- $2,000
- Cash Advance APR
- 25.24% (V)
OpenSky® Plus Secured Visa® Credit Card
- New feature! Earn up to 10% cash back* on everyday purchases
- No annual fee
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Monitor your credit progress with free access to your FICO Credit Score.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Secure your credit line with a refundable security deposit - as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device
- Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Apply Now
- Credit Recommended
- No credit, Poor, Fair
- Regular APR
- 29.99% (variable)
- Annual Fee
- $0
- Credit Line
- $300-$3000 at time of application
Cash Back Rewards Cards
- Earn up to 3% cash back on all purchases
- Redeem cash back in the form of checks, statement credits, gift cards, merchandise or towards free travel
- Earn sign-up bonuses after meeting initial spending thresholds
- Terms vary by partner offer. Please see each bank's application for terms and conditions.
- Clicking will take you to CreditSoup.com to compare Cash Back Credit Cards from participating partners
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- Credit Recommended
- Average/Fair/Limited/Good/Excellent
- Intro (Purchases)
- See website for Details*
- Intro (Transfers)
- See website for Details*
- Regular APR
- See website for Details*
- Annual Fee
- See website for Details*
Advertiser Disclosure: Dollar-sense is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Dollar-sense receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Dollar-sense does not include all companies or all offers available in the marketplace. Dollar-sense may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.
